Our Policies

Our Policies

Cancellation Policy

We promise to put our expertise to work for you so you can avoid having to acquire the necessary expertise to do all the above work yourself. If you do not wish to continue with our service, you can cancel within thirty (30) days of receipt of your personalized report. You will however be subject to a non-refundable $700 report fee. If you utilized the essay review service within that 30 day cancellation period, you will be subject to an additional $700 fee.

Privacy Policy

At Intelligent College Planning we are committed to safeguarding the confidential information provided to our firms in the strictest confidence. These include all personal information that we collect from you in connection with any of the services provided. Any personal information provided may be shared between 123College.com, Inc. and Intelligent College Planning, LLC solely for the purpose of understanding the family’s situation more completely. 123College.com, Inc. will not disclose any information to parties not mentioned in this agreement. 

Limit of Liability

Please note that our liability in any case is limited only to the fees you have paid to 123College.com, Inc. and or Intelligent College Planning, LLC. Other than that, we cannot assume any responsibility for any consequential damages that directly or indirectly result from your child’s non-acceptance for admission by any school or for unwillingness by any school to provide the financial aid you are seeking to help pay for its cost of attendance, regardless of the reasons for such non-acceptance or failure to provide such aid. 

123College.com, Inc. Broker/Dealer Disclosure

123College.com, Inc. has developed this report to provide families with an understanding of the U.S. Department of Education Needs Analysis Formula. The information included in the report is based on information provided by the family via the 123College.com, Inc. Questionnaire.

123College.com, Inc. is in no way affiliated with any Broker/Dealer. However, individuals providing services through 123College.com, Inc. may be registered representatives of a Broker/Dealer. You pay 123College.com, Inc. and or Intelligent College Planning, LLC for the planning services detailed in the contract. If you elect to purchase insurance, variable products, mutual funds or other securities as part of the implementation of any plan, you may pay, and the registered representative may receive additional compensation, such as commission.

Any information provided in this report is to be considered separate and distinct from advice or strategies provided by financial advisors. 123College.com, Inc. does not supply/recommend/execute securities transactions or otherwise provide products to fund the college savings vehicles. This report is not representative of any Broker/Dealer input. We encourage you to discuss this information with your financial advisor. 

Production of Additional “Student Profile Reports

123College.com understands that your student’s interests and your financial situation may change over time. Therefore, we will produce one extra “Student Profile Report” free of charge in electronic format only. We will produce an additional hard copy for a nominal $50 charge upon request. Every report produced thereafter will incur a $50 charge for electronic format, and an additional $50 if a hard copy is requested. 

Information Collected by Others

This notice addresses only the policy of Intelligent College Planning website and not sites that users access via links from our site. Intelligent College Planning is not responsible for the information collection policies of other sites, nor for the practices employed by websites linked to or from our website, nor for the information or content contained therein. Often links to other websites are provided solely as pointers to information on topics that may be useful to our visitors. Users are advised to review the privacy policy of other websites.


Intelligent College Planning website does not use cookies. Updating, Correcting, and Deleting Personal Information If you would like to have your personal information removed from our records, please send an E-mail with “Remove personal information” in the subject line..

Legally Compelled Disclosure of Information

Intelligent College Planning may disclose information when legally compelled to do so; in other words, when we, in good faith, believe that the law requires it or for the protection of our legal rights.

Periodic Policy Changes

Please note that Intelligent College Planning reviews its privacy practices from time-to-time (i.e. to track technology and/or legal changes), and that these practices are subject to change. To ensure continuing familiarity with the most current version of our privacy policy, please bookmark and periodically review this page. This policy statement is made in the name of Intelligent College Planning and is effective as of July 30, 2014. This statement does not create an agreement between Intelligent College Planning and users, and as such, does not create any legal rights for any party.

- 2015 Intelligent College Planning

What are the Consequences of not Getting this Right?

We understand that paying for college can be a very trying time in your life!
You want to make sure you do not spend more than you have to for a 4 year degree.
You also want to make sure you finish your degree in no more than 4 years.


Our Cancellation Policy - Video

Don't want to have to read it, watch the video and learn all about our simple cancellation policy.